We all have insurance on our homes, our cars and even our phones but many still do not have insurance on our must important asset, ourselves. Without the appropriate cover in place, we leave ourselves, and our loved ones, exposed to serious financial consequences of death and ill health.
There a many different types of covers available and at Doherty PIC we will take the time to go through your personal circumstances, identify your protection needs and recommend the most suitable plans and providers.
Type of covers considered include;
- Life insurance
- Critical Illness Cover
- Income Protection
- Private Medical Insurance
The importance of business protection is another area often overlooked. Having the right protection in place can help business owners to plan for the unexpected and ensure the business can continue with minimal disruption following the loss of one of their key employees or business owner through death, critical illness, or temporary disablement.
Below is a summary of the most common types of business protection arrangement;
- Shareholder protection
- Relevant life insurance
- Key person protection
- Loan protection
Our advisers have a wealth of experience in this area and will guide you through what can be a complex area to ensure you have the right cover in place for your family and business needs.